Chrysler Dodge Jeep Ram Finance & Leasing in Columbia

Chrysler Dodge Jeep Ram Leasing & Financing

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Columbia Chrysler Dodge Jeep Ram Finance Center

Here at Columbia Chrysler Dodge Jeep Ram, our dedicated Finance Center team is eager to assist you in finding the perfect financial plan so you can take home your dream vehicle. Read our reviews and find out what makes us the premier Chrysler Dodge Jeep and Ram dealership in Columbia, Collinsville, Mehlville, St. Louis, and surrounding areas. Whether you're looking for a new Chrysler, Dodge, Jeep, or RAM, or are interested in pre-owned car financing, we have you covered. We even offer a handy online car loan calculator for an instant estimated car payment. Contact our dealership with any questions you may have, and keep reading to learn more about the benefits of leasing vs financing, and more about what our Columbia Chrysler Dodge Jeep Ram Finance Center offers, here in Columbia, IL. 

Leasing

You can enjoy a new vehicle every two to three years when you lease with us at Columbia Chrysler Dodge Jeep Ram. Enjoy benefits that come with leasing like limited ownership costs and no long-term commitment. Compared to finance, leases require less upfront cost and are covered by their warranty throughout your lease's term. That's not all, leasing through Chrysler Capital also offers a range of impressive benefits that includes the freedom to customize your lease with approved accessories, flexible terms, and more. Additional Chrysler Capital leasing benefits include:

  • Approved accessories are available to customize your vehicle at the time of lease inception.
  • Chrysler Capital offers a variety of mileage options to suit almost any lifestyle.
  • GAP coverage is included in the terms of your Chrysler Capital lease agreement, providing you with peace of mind in the event of total loss.
  • If you use the vehicle for business purposes, you may be able to deduct a portion of the payment.

Financing

If you're looking for a long-term investment in your future, and want unlimited ownership freedom, financing may be right for you. Financing is also a great choice if you routinely drive long distances, head off-road, or are looking to add customizations to your vehicle. Also since you're paying the full purchase price, each payment will help build equity in your vehicle. As the vehicle owner, you're also able to determine when and how you deal with damage to your own vehicle, unlike with a lease where there will be repair requirements. Additional financing benefits include:

  • You have the freedom to sell or refinance.
  • No mileage restrictions or lease-end obligations.
  • You can customize your vehicle as you wish at any time.
  • Once you have completed the terms of your contract, you own the vehicle, free and clear.
  • Multiple lender options to get the best rates.

Why Finance with Columbia Chrysler Dodge Jeep Ram?

We accept all types of credit, from good to bad. No credit? No problem! We will work with you to secure a no-credit car loan if your situation demands it. Columbia Chrysler Dodge Jeep Ram has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs. But that's not all, we offer ongoing specials and incentives that can help you secure an even greater deal on your dream vehicle. Check out our New Vehicle Specials, New Vehicle Incentives, Used Vehicle Specials, and even our Service and Parts Specials for more information on how we help you save at Columbia Chrysler Dodge Jeep Ram. We also offer various car buying options where you can immediately lock in your price, and explore payment and financing options from the comfort of your home.

But our service to you does not end at the sale. When you need an oil change, brake services, tire services, or other repair services, you can easily schedule them with us online or by phone. Use our online service scheduler to set an appointment for repairs or maintenance. We offer Genuine Mopar Service, top-tier servicing provided by certified, expert technicians using authentic Mopar® parts. By taking advantage of our monthly maintenance offers, you'll end up paying less for top-quality Mopar service in the Columbia, Waterloo, Belleville, IL, St. Louis, and Oakville, MO area. Monthly maintenance specials cut the cost of certified Mopar services completed by certified technicians with genuine OEM parts.

Financing FAQs

Financing means you’re taking out an auto loan to help you buy your new car. When you lease you don’t own your car but are rather renting it for a 2-3 year term before returning or buying it.

Yes, you can trade-in your car for a lease and have the value applied to your downpayment and/or monthly payments.

There are several ways you can trade-in your lease early to either swap it for a new lease, sell your current lease back to us, or terminate your lease (with a potential fee).

  • Worry less about depreciation
  • Enjoy a lower down payment and lower monthly payments
  • Unlock multiple end-of-lease options
  • Peace of mind with warranty coverage
  • Leasing can be more restrictive
  • Mileage limitations
  • No personalization
  • Not an asset
  1. Lease a new car
  2. Purchase a new car
  3. Purchase your currently leased car
  1. Scheduling your inspection
  2. Review and make possible repairs
  3. Make an appointment at a dealer
  4. Complete a federal odometer/lease termination statement
  5. Pay any lease liability fees/charges
  6. Pay any additional charges
  • No mileage limits
  • Worry less about wear and use
  • Build equity and sell whenever
  • Payment-free after the contract is over
  • Bigger down payment
  • Higher monthly payments
  • Vehicle repair costs
  • Vehicle depreciation
  1. Columbia Chrysler Dodge Jeep Ram

    500 Admiral Weinel Blvd
    Columbia, IL 62236-1983

    • Sales: (618) 281-3000
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Get in Touch

  • Contact our Sales Department at: (618) 281-3000
  • Monday09:00AM - 07:00PM
  • Tuesday09:00AM - 06:00PM
  • Wednesday09:00AM - 07:00PM
  • Thursday09:00AM - 06:00PM
  • Friday09:00AM - 07:00PM
  • Saturday09:00AM - 05:00PM
  • SundayClosed